Probably easier to list what I don't worry about. I replace lipped bradpoint bits, "house brand" router bits I pick up for $5 and carbon steel bandsaw blades. Things I let others sharpen for me are circular saw blades, Kreg bits and router bits. I pretty much sharpen everything else including touch-ups on the items I send out if it makes sense.
I have 3 sets of planer and jointer knives that I sharpen on my Tormek as well. It is slow going but it does an excellent job, far better than any sharpening service.
Keeping saw blades and router bits clean frequently makes a big difference ! I use those little diamond paddles to touch up router bits.